PayPal vs Dodo Payments
PayPal comes out cheaper in most scenarios where both can serve 100% of the payment mix.
Consumer trust on checkout. Highest list rate in this set.
Merchant-of-Record. Handles global tax — at MoR pricing.
Rate card
Published list rates per supported rail.
| Rail | PayPal | Dodo Payments |
|---|---|---|
| Card payments | 3.49% + $0.49 | 5.00% + $0.50 |
| Crypto payments | Not supported | 5.00% + $0.50 |
| Chargeback fee | $20.00 | $25.00 |
| Payout delay | T+1 | T+7 |
Monthly fee scenarios
What each provider would charge on $100,000/month, $75 average ticket, with fiat settlement enabled.
| Payment mix | PayPal | Dodo Payments |
|---|---|---|
| All cards | $4,143.33 | $5,666.67 |
| 80% cards / 20% crypto | $3,314.67 (covers 80%) | $5,666.67 |
| 50% cards / 50% crypto | $2,071.67 (covers 50%) | $5,666.67 |
| All crypto | Doesn't serve this mix | $5,666.67 |
Want different numbers? Run the full calculator →
Feature comparison
| Feature | PayPal | Dodo Payments |
|---|---|---|
| High-risk friendly | — | — |
| Accepts cards | ✓ | ✓ |
| Accepts crypto | — | ✓ |
| Same-day payouts | ✓ | — |
| No chargeback fees | — | — |
| Auto-fiat conversion (no markup) | — | ✓ |
| Global tax & compliance handled | — | ✓ |
| No monthly minimum | ✓ | ✓ |
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Talk to a specialist →Frequently asked questions
What's cheaper — PayPal or Dodo Payments?
PayPal comes out cheaper in most scenarios where both can serve 100% of the payment mix.
Can PayPal and Dodo Payments both process card payments?
PayPal accepts card payments. Dodo Payments accepts card payments. If your business runs primarily on cards, this is the first filter.
Do PayPal and Dodo Payments support high-risk merchants (iGaming, adult, forex)?
PayPal is not high-risk friendly — it won't onboard merchants in regulated or sensitive categories. Dodo Payments is not high-risk friendly. Run the eligibility quiz on the calculator page for a tailored answer.
How fast are payouts with PayPal versus Dodo Payments?
PayPal typically pays out at T+1 (same-day available). Dodo Payments typically pays out at T+7. Faster payouts reduce your working-capital cost — quantify it with the Payout Timing tool.