PayPal vs Dodo Payments Fees: Rate Card, Features and Merchant Eligibility
PayPal comes out cheaper in most scenarios where both can serve 100% of the payment mix.
Consumer trust on checkout. Highest list rate in this set.
Merchant-of-Record. Handles global tax — at MoR pricing.
PayPal vs Dodo Payments fee rate card by payment type
Published list rates per supported rail.
| Rail | PayPal | Dodo Payments |
|---|---|---|
| Card payments | 3.49% + $0.49 | 5.00% + $0.50 |
| Crypto payments | Not supported | 5.00% + $0.50 |
| Chargeback fee | $20.00 | $25.00 |
| Payout delay | T+1 | T+7 |
Monthly payment processing cost at $100,000 volume
What each provider would charge on $100,000/month, $75 average ticket, with fiat settlement enabled.
| Payment mix | PayPal | Dodo Payments |
|---|---|---|
| All cards | $4,143.33 | $5,666.67 |
| 80% cards / 20% crypto | $3,314.67 (covers 80%) | $5,666.67 |
| 50% cards / 50% crypto | $2,071.67 (covers 50%) | $5,666.67 |
| All crypto | Doesn't serve this mix | $5,666.67 |
Want different numbers? Run the full calculator →
PayPal vs Dodo Payments: feature and eligibility comparison
| Feature | PayPal | Dodo Payments |
|---|---|---|
| High-risk friendly | — | — |
| Accepts cards | ✓ | ✓ |
| Accepts crypto | — | ✓ |
| Same-day payouts | ✓ | — |
| No chargeback fees | — | — |
| Global tax & compliance handled | — | ✓ |
| No monthly minimum | ✓ | ✓ |
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Talk to a specialist →Frequently asked questions
Is PayPal cheaper than Dodo Payments for merchants?
PayPal comes out cheaper in most scenarios where both can serve 100% of the payment mix.
Do PayPal and Dodo Payments both accept card payments?
PayPal accepts card payments. Dodo Payments accepts card payments. If your business runs primarily on cards, this is the first filter.
Are PayPal and Dodo Payments available to high-risk merchants such as iGaming or adult businesses?
PayPal is not high-risk friendly — it won't onboard merchants in regulated or sensitive categories. Dodo Payments is not high-risk friendly. Run the eligibility quiz on the calculator page for a tailored answer.
How do PayPal and Dodo Payments payout speeds compare for merchants?
PayPal typically pays out at T+1 (same-day available). Dodo Payments typically pays out at T+7. Faster payouts reduce your working-capital cost — quantify it with the Payout Timing tool.