Dodo Payments vs PayRam
PayRam comes out cheaper in most scenarios where both can serve 100% of the payment mix.
Merchant-of-Record. Handles global tax — at MoR pricing.
Cards + crypto, both priced competitively. Same-day payouts.
Rate card
Published list rates per supported rail.
| Rail | Dodo Payments | PayRam |
|---|---|---|
| Card payments | 5.00% + $0.50 | 2.20% + $0.20 |
| Crypto payments | 5.00% + $0.50 | 0.50% + $0.00 |
| Chargeback fee | $25.00 | None |
| Payout delay | T+7 | T+0 |
Monthly fee scenarios
What each provider would charge on $100,000/month, $75 average ticket, with fiat settlement enabled.
| Payment mix | Dodo Payments | PayRam |
|---|---|---|
| All cards | $5,666.67 | $2,466.67 |
| 80% cards / 20% crypto | $5,666.67 | $2,073.33 |
| 50% cards / 50% crypto | $5,666.67 | $1,483.33 |
| All crypto | $5,666.67 | $500.00 |
Want different numbers? Run the full calculator →
Feature comparison
| Feature | Dodo Payments | PayRam |
|---|---|---|
| High-risk friendly | — | ✓ |
| Accepts cards | ✓ | ✓ |
| Accepts crypto | ✓ | ✓ |
| Same-day payouts | — | ✓ |
| No chargeback fees | — | ✓ |
| Auto-fiat conversion (no markup) | ✓ | ✓ |
| Global tax & compliance handled | ✓ | — |
| No monthly minimum | ✓ | ✓ |
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Talk to a specialist →Frequently asked questions
What's cheaper — Dodo Payments or PayRam?
PayRam comes out cheaper in most scenarios where both can serve 100% of the payment mix.
Can Dodo Payments and PayRam both process card payments?
Dodo Payments accepts card payments. PayRam accepts card payments. If your business runs primarily on cards, this is the first filter.
Do Dodo Payments and PayRam support high-risk merchants (iGaming, adult, forex)?
Dodo Payments is not high-risk friendly — it won't onboard merchants in regulated or sensitive categories. PayRam is high-risk friendly. Run the eligibility quiz on the calculator page for a tailored answer.
How fast are payouts with Dodo Payments versus PayRam?
Dodo Payments typically pays out at T+7. PayRam typically pays out at T+0 (same-day available). Faster payouts reduce your working-capital cost — quantify it with the Payout Timing tool.